Welcome to DCD Financial & Insurance Services

 

The DCD Financial & Insurance Services team is committed to providing clients with the highest quality insurance plans, combined with some of the lowest rates available in all of California. Our team is dedicated to delivering a personalized service, backed by specialized knowledge and efficient outcomes. Ultimately, our mission is to build lasting relationships with each of our clients so that we may continue ensuring exceptional service for years to come!

COMMERCIAL AUTO

Commercial Auto Insurance helps safeguard your business on the road. It ensures your vehicles and drivers are properly covered, helping you meet state requirements and avoid business interruptions.

GENERAL LIABILITY

General Liability insurance can help manage the risks of performing business as usual. Since building a company takes hard work and immense dedication, it's vital to protect your business and its assets.

COMMERCIAL PROPERTY

Commercial Property Insurance protects the physical assets your business depends on. It covers buildings, equipment, inventory, and other property against unexpected losses that could impact operations.

How can we help you today? Let the DCD Financial & Insurance Services team help you find the right coverage for your insurance needs.

Work with Experienced
Insurance Experts!

The DCD Financial & Insurance Services Team
is committed to providing clients with the right coverage, the lowest rates, and award-winning service throughout the state of California. We'll help you choose the right coverage for everything in your life from your home to your business. Our team provides personalized guidance and treats every client with professionalism and care!

Business Insurance

We will find the best combination of price and coverage for a Business Insurance plan that works for you.

Group Health Insurance

We will find the best combination of price and coverage for a Group Health Insurance plan that works for you.

Cyber Liability

We will find the best combination of price and coverage for a Cyber Liability Insurance plan that works for you.

E&O/Professional

We will find the best combination of price and coverage for a E&O/Professional Insurance plan that works for you.

General Liability

We will find the best combination of price and coverage for a General Liability Insurance plan that works for you.

Property Insurance

We will find the best combination of price and coverage for a Property Insurance plan that works for you.

Worker's Comp

We will find the best combination of price and coverage for a Worker's Comp Insurance plan that works for you.

The DCD Financial & Insurance Services Team

Start your insurance purchase process here!

The DCD Financial & Insurance Services team will shop your policy needs to multiple carriers to find you the lowest possible rate combined with the best coverage. Let us help you make a smart decision.

What our clients are saying

  • Pamela was excellent! She guided us through my initial Medicare and prescription enrollment. She helped my husband save a lot of money by changing his current prescription plan. She was patient and... read more

    Vicki Richard Avatar Vicki R.

    Pamela and her staff are always knowledgeable, helpful and efficient.

    Patti Bradley Avatar Patti B.

    My Liabilities Insurance Broker referred me to Pam because he said she was the best and he was right. I have had significant medical expenses and thanks to Pam's expertise, I... read more

    David De La Rosa Avatar David D.

    Pamela has been helping my husband and I with our Medicare choices for 7 and 6 years respectively. We have been very happy with her guidance. Pamela’s up-to-date knowledge about... read more

    Julie Esterly Avatar Julie E.
  • Just WONDERFUL ......RECOMMENDED .,.. Kevin M.

    Kevin MacArgel Avatar Kevin M.

    I highly recommend DCD and Pam, especially, for Insurance needs. They are local and understand our area and my needs. Thank you.

    Ann McKenzie Avatar Ann M.

    DCD Financial has always be professional and well informed in all aspects of health insurance information for their clients. I highly recommend them to people (especially seniors) who are... read more

    Betty Harrison Avatar Betty H.

    I love this company. Pam is so knowledgeable and I trust her 100% I highly recommend this company She knows things I could never dream of!

    Diane Gaggero Avatar Diane G.
  • I've had the pleasure of collaborating with Pamela Fugitt-Hetrick of DCD Financial & Insurance Services for several years regarding my small business insurance needs. After previous experiences with agents that... read more

    Christine Schneider Avatar Christine S.

    Review for Pam Fugitt-Hetrick LUTCF from Dan and Judy Phillips This is a big "shout-out" for her impeccable insurance service for many years! She has always found us the best... read more

    Dan Phillips Avatar Dan P.

    Pam put a quick end to the confusion and frustration commonly experienced when entering the world of Medicare. She readily made the options clear and calmed all my confused --... read more

    Ginny Babbitt Avatar Ginny B.

    Pam at DCD has been my insurance agent for years. She is knowlegeable, resourceful and personable. I rely on her knowledge and expertise of the insurance world so I can... read more

    Via properties Bradley Avatar Via p.
  • Very professional and did a great job of presenting choices in an understandable manner.

    Christopher Albrecht Avatar Christopher A.

    Pamela has been our "Amazing" Agent for several years now. She has always gone above and beyond being kind, friendly, helpful and very knowledgeable explaining our options thoroughly. She helps us by... read more

    Clara Mick Avatar Clara M.

    My experience has been with Pam. She is so responsive, helpful, and knowledgeable about insurance, and what fits your needs. She's very down to earth and good at explaining what... read more

    Ellen Coyle Avatar Ellen C.

    Many thanks for clear, timely help along with good strategies for saving money while getting the health insurance I need. You are the best!!

    Joe Calcagno Avatar Joe C.