Welcome to DCD Financial & Insurance Services

 

The DCD Financial & Insurance Services team is committed to providing clients with the highest quality insurance plans, combined with some of the lowest rates available in all of California. Our team is dedicated to delivering a personalized service, backed by specialized knowledge and efficient outcomes. Ultimately, our mission is to build lasting relationships with each of our clients so that we may continue ensuring exceptional service for years to come!

COMMERCIAL AUTO

Commercial Auto Insurance helps safeguard your business on the road. It ensures your vehicles and drivers are properly covered, helping you meet state requirements and avoid business interruptions.

GENERAL LIABILITY

General Liability insurance can help manage the risks of performing business as usual. Since building a company takes hard work and immense dedication, it's vital to protect your business and its assets.

COMMERCIAL PROPERTY

Commercial Property Insurance protects the physical assets your business depends on. It covers buildings, equipment, inventory, and other property against unexpected losses that could impact operations.

How can we help you today? Let the DCD Financial & Insurance Services team help you find the right coverage for your insurance needs.

Work with Experienced
Insurance Experts!

The DCD Financial & Insurance Services Team
is committed to providing clients with the right coverage, the lowest rates, and award-winning service throughout the state of California. We'll help you choose the right coverage for everything in your life from your home to your business. Our team provides personalized guidance and treats every client with professionalism and care!

Business Insurance

We will find the best combination of price and coverage for a Business Insurance plan that works for you.

Group Health Insurance

We will find the best combination of price and coverage for a Group Health Insurance plan that works for you.

Cyber Liability

We will find the best combination of price and coverage for a Cyber Liability Insurance plan that works for you.

E&O/Professional

We will find the best combination of price and coverage for a E&O/Professional Insurance plan that works for you.

General Liability

We will find the best combination of price and coverage for a General Liability Insurance plan that works for you.

Property Insurance

We will find the best combination of price and coverage for a Property Insurance plan that works for you.

Worker's Comp

We will find the best combination of price and coverage for a Worker's Comp Insurance plan that works for you.

The DCD Financial & Insurance Services Team

Start your insurance purchase process here!

The DCD Financial & Insurance Services team will shop your policy needs to multiple carriers to find you the lowest possible rate combined with the best coverage. Let us help you make a smart decision.

What our clients are saying

  • Very professional and did a great job of presenting choices in an understandable manner.

    Christopher Albrecht Avatar Christopher A.

    Working with Medicare plans is overwhelming. I had a friend recommend Pam at DCD Insurance when I had no knowledge of where to even look. After 14 years of experience,... read more

    Marc & Donna Wentzel Avatar Marc &.

    Just WONDERFUL ......RECOMMENDED .,.. Kevin M.

    Kevin MacArgel Avatar Kevin M.

    Pamela and her staff are always knowledgeable, helpful and efficient.

    Patti Bradley Avatar Patti B.
  • Pam is the best! Very professional & educated on the all the ins and outs of Medicare Insurance benefits. I appreciate her keeping in touch via emails with... read more

    Anna Fann Avatar Anna F.

    The team at DCD was professional, courteous, attentive and detailed. They addressed my health insurance needs efficiently and relieved me of stress about my coverage. I would recommend them in... read more

    Erica Berg Avatar Erica B.

    Pamela was excellent! She guided us through my initial Medicare and prescription enrollment. She helped my husband save a lot of money by changing his current prescription plan. She was patient and... read more

    Vicki Richard Avatar Vicki R.

    I have worked with Pamela at DCD since moving to Santa Cruz six years ago. She offers options and recommendations and will even refer you to sign-up directly for Part... read more

    Sandi Dutra Avatar Sandi D.
  • I highly recommend Pamela and the staff at DCD Financial & Insurance Services. I approached their office for help several years ago as I tried to sift through the... read more

    Jody Bruce Avatar Jody B.

    Pamela has been helping my husband and I with our Medicare choices for 7 and 6 years respectively. We have been very happy with her guidance. Pamela’s up-to-date knowledge about... read more

    Julie Esterly Avatar Julie E.

    It was very easy as opposed to checking out all of the mail and calls by solicitors.

    Julie CO Avatar Julie C.

    Pam's the best!

    Kristi Petralia Avatar Kristi P.
  • I love this company. Pam is so knowledgeable and I trust her 100% I highly recommend this company She knows things I could never dream of!

    Diane Gaggero Avatar Diane G.

    Every time I call I get a response I clearly understand, and if I don't a friendly voice on the other end of the line kindly walks me through clarifying... read more

    Tess Weisbarth Avatar Tess W.

    Many thanks for clear, timely help along with good strategies for saving money while getting the health insurance I need. You are the best!!

    Joe Calcagno Avatar Joe C.

    I highly recommend DCD and Pam, especially, for Insurance needs. They are local and understand our area and my needs. Thank you.

    Ann McKenzie Avatar Ann M.