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I am so grateful to have had Pam walk my through my options when I started with Medicare a few years ago. And now she makes it so simple to... read more stay on top of my insurance needs. Thank you!

Thank you Pam F.H. and team for the usual high quality of service and caring, and for the best outcome for my health coverage needs. Wishing you and your team... read more continued success in serving your community. Lupe P.

Pamela was excellent! She guided us through my initial Medicare and prescription enrollment. She helped my husband save a lot of money by changing his current prescription plan. She was patient and... read more knowledgeable. I will highly recommend her to anyone new to Medicare or anyone looking for help with Medicare. The whole entire office was helpful as well.

Pam keeps me on track. She saves me from hours of complex and confusing research. She knows my circumstances, she knows Santa Cruz's resources, and she can match them up.... read more She's like a symphony conductor who knows the score.

Every time I call I get a response I clearly understand, and if I don't a friendly voice on the other end of the line kindly walks me through clarifying... read more my questions. I find the strategies and questions asked by Pam and her staff get to the heart of the matter at hand. I also feel this business reminds me of the ones I grew up with, people are kind, respectful, knowledgable, have a good work ethic, and most importantly trustworthy. It's been my pleasure to share Pam's business with family and family of friends.

Very professional and did a great job of presenting choices in an understandable manner.

Many thanks for clear, timely help along with good strategies for saving money while getting the health insurance I need. You are the best!!

Just WONDERFUL ......RECOMMENDED .,.. Kevin M.

Pam's the best!

I have worked with Pamela at DCD since moving to Santa Cruz six years ago. She offers options and recommendations and will even refer you to sign-up directly for Part... read more D if it's in your best interest financially and coverage-wise. I highly recommend Pamela at DCD.

Pam at DCD has been my insurance agent for years. She is knowlegeable, resourceful and personable. I rely on her knowledge and expertise of the insurance world so I can... read more make informed choices. Her team are helpful also.

Pam is the best! Very professional & educated on the all the ins and outs of Medicare Insurance benefits. I appreciate her keeping in touch via emails with... read more important information. She & her team are so helpful in searching for the best coverage during open enrollment times. I have already recommended (& will continue to do so) several friends to her and they love her customer service too. I would use DCD and Pam's team for any other insurance needs as well. Thank you!