Welcome to DCD Financial & Insurance Services

 

The DCD Financial & Insurance Services team is committed to providing clients with the highest quality insurance plans, combined with some of the lowest rates available in all of California. Our team is dedicated to delivering a personalized service, backed by specialized knowledge and efficient outcomes. Ultimately, our mission is to build lasting relationships with each of our clients so that we may continue ensuring exceptional service for years to come!

COMMERCIAL AUTO

Commercial Auto Insurance helps safeguard your business on the road. It ensures your vehicles and drivers are properly covered, helping you meet state requirements and avoid business interruptions.

GENERAL LIABILITY

General Liability insurance can help manage the risks of performing business as usual. Since building a company takes hard work and immense dedication, it's vital to protect your business and its assets.

COMMERCIAL PROPERTY

Commercial Property Insurance protects the physical assets your business depends on. It covers buildings, equipment, inventory, and other property against unexpected losses that could impact operations.

How can we help you today? Let the DCD Financial & Insurance Services team help you find the right coverage for your insurance needs.

Work with Experienced
Insurance Experts!

The DCD Financial & Insurance Services Team
is committed to providing clients with the right coverage, the lowest rates, and award-winning service throughout the state of California. We'll help you choose the right coverage for everything in your life from your home to your business. Our team provides personalized guidance and treats every client with professionalism and care!

Business Insurance

We will find the best combination of price and coverage for a Business Insurance plan that works for you.

Group Health Insurance

We will find the best combination of price and coverage for a Group Health Insurance plan that works for you.

Cyber Liability

We will find the best combination of price and coverage for a Cyber Liability Insurance plan that works for you.

E&O/Professional

We will find the best combination of price and coverage for a E&O/Professional Insurance plan that works for you.

General Liability

We will find the best combination of price and coverage for a General Liability Insurance plan that works for you.

Property Insurance

We will find the best combination of price and coverage for a Property Insurance plan that works for you.

Worker's Comp

We will find the best combination of price and coverage for a Worker's Comp Insurance plan that works for you.

The DCD Financial & Insurance Services Team

Start your insurance purchase process here!

The DCD Financial & Insurance Services team will shop your policy needs to multiple carriers to find you the lowest possible rate combined with the best coverage. Let us help you make a smart decision.

What our clients are saying

  • The best health insurance assistance service out there! Pam has been my agent for years. I totally trust her and know that the insurance she finds me will... read more

    Nancy Jackson Avatar Nancy J.

    Pam at DCD has been my insurance agent for years. She is knowlegeable, resourceful and personable. I rely on her knowledge and expertise of the insurance world so I can... read more

    Via properties Bradley Avatar Via p.

    Pamela was excellent! She guided us through my initial Medicare and prescription enrollment. She helped my husband save a lot of money by changing his current prescription plan. She was patient and... read more

    Vicki Richard Avatar Vicki R.

    Pam keeps me on track. She saves me from hours of complex and confusing research. She knows my circumstances, she knows Santa Cruz's resources, and she can match them up.... read more

    Steven King Avatar Steven K.
  • I highly recommend DCD and Pam, especially, for Insurance needs. They are local and understand our area and my needs. Thank you.

    Ann McKenzie Avatar Ann M.

    Pam and her team are reliable to help us with our insurance needs every year. We are so happy with the service we get. Thank you DCD Financial for all... read more

    Susan Johnson Avatar Susan J.

    Thank you Pam F.H. and team for the usual high quality of service and caring, and for the best outcome for my health coverage needs. Wishing you and your team... read more

    Lupe Peru Avatar Lupe P.

    Pam put a quick end to the confusion and frustration commonly experienced when entering the world of Medicare. She readily made the options clear and calmed all my confused --... read more

    Ginny Babbitt Avatar Ginny B.
  • Pam and her team work diligently to get the best options for my Medicare drug plan. Annually they request information for price comparisons in November, they call at your appointment... read more

    Katherine Foxworthy Avatar Katherine F.

    I highly recommend Pamela and the staff at DCD Financial & Insurance Services. I approached their office for help several years ago as I tried to sift through the... read more

    Jody Bruce Avatar Jody B.

    Pamela and her staff are always knowledgeable, helpful and efficient.

    Patti Bradley Avatar Patti B.

    Pamela has been helping my husband and I with our Medicare choices for 7 and 6 years respectively. We have been very happy with her guidance. Pamela’s up-to-date knowledge about... read more

    Julie Esterly Avatar Julie E.
  • Just WONDERFUL ......RECOMMENDED .,.. Kevin M.

    Kevin MacArgel Avatar Kevin M.

    Pam has been keeping us in appropriate health insurance for years! She makes sure we know what changes are coming up before our appointment, then walks us through what those... read more

    Cristie Thomas Avatar Cristie T.

    I love this company. Pam is so knowledgeable and I trust her 100% I highly recommend this company She knows things I could never dream of!

    Diane Gaggero Avatar Diane G.

    Pam is the best! Very professional & educated on the all the ins and outs of Medicare Insurance benefits. I appreciate her keeping in touch via emails with... read more

    Anna Fann Avatar Anna F.