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Pamela and her team are the best. They do the extra work in helping my husband and I find the best Medicare supplement plans and they assist us in navigating... read more the annual changes to the Medicare Part D prescription plans. We've saved so much money! Thank you DCD Financial & Insurance Services!

Pam put a quick end to the confusion and frustration commonly experienced when entering the world of Medicare. She readily made the options clear and calmed all my confused --... read more all the while patient with my "but...but..." No pressure, no judging, no urgency. Pam provided simplified information and, at my own pace, let me filter her clarity through my confusion. And wow - with what she presented I wondered how and why it had to be so hard in the first place. I felt confident about my plan decisions. I am very grateful Pam!

Pam is the best! Very professional & educated on the all the ins and outs of Medicare Insurance benefits. I appreciate her keeping in touch via emails with... read more important information. She & her team are so helpful in searching for the best coverage during open enrollment times. I have already recommended (& will continue to do so) several friends to her and they love her customer service too. I would use DCD and Pam's team for any other insurance needs as well. Thank you!

Pam and her team are reliable to help us with our insurance needs every year. We are so happy with the service we get. Thank you DCD Financial for all... read more you do.

I highly recommend Pamela and the staff at DCD Financial & Insurance Services. I approached their office for help several years ago as I tried to sift through the... read more options as a new medicare client. With their guidance I was able to design a coverage package that met my health and financial needs. Each year the office reaches out to evaluate my current needs and balance them against the current insurance options available. They even guide me through the application process. I don't know how people navigate this process without DCD. I am grateful to them.

Pamela has been our "Amazing" Agent for several years now. She has always gone above and beyond being kind, friendly, helpful and very knowledgeable explaining our options thoroughly. She helps us by... read more walking us through the enrollment process of making the right choice in choosing the Medicare supplemental and drug plan that is suitable for us. We appreciate the lead time and prompt replies. My husband and I highly recommend DCD Financial & Insurance Services. Thank you SO much Pamela for always being there and looking out for us. You and you staff are exceptional??

I have worked with Pamela at DCD since moving to Santa Cruz six years ago. She offers options and recommendations and will even refer you to sign-up directly for Part... read more D if it's in your best interest financially and coverage-wise. I highly recommend Pamela at DCD.

My Liabilities Insurance Broker referred me to Pam because he said she was the best and he was right. I have had significant medical expenses and thanks to Pam's expertise, I... read more haven't paid a dime. I highly recommend Pam for all your insurance needs.

I am so grateful to have had Pam walk my through my options when I started with Medicare a few years ago. And now she makes it so simple to... read more stay on top of my insurance needs. Thank you!

Pamela has been helping my husband and I with our Medicare choices for 7 and 6 years respectively. We have been very happy with her guidance. Pamela’s up-to-date knowledge about... read more options, and her dry sense of humor, have made navigating our health care choices relatively painless and occasionally fun!

My experience has been with Pam. She is so responsive, helpful, and knowledgeable about insurance, and what fits your needs. She's very down to earth and good at explaining what... read more can be a confusing and overwhelming subject. I highly recommend her!

Pam has been keeping us in appropriate health insurance for years! She makes sure we know what changes are coming up before our appointment, then walks us through what those... read more changes mean to us, without overwhelming us with too much information. She is totally prepared every time we meet, and we're quickly enrolled as needed. Pam takes the anxiety out of MediCare and all of it's surrounding details!