Explore the types of coverage we offer.

Pam put a quick end to the confusion and frustration commonly experienced when entering the world of Medicare. She readily made the options clear and calmed all my confused --... read more all the while patient with my "but...but..." No pressure, no judging, no urgency. Pam provided simplified information and, at my own pace, let me filter her clarity through my confusion. And wow - with what she presented I wondered how and why it had to be so hard in the first place. I felt confident about my plan decisions. I am very grateful Pam!

My Liabilities Insurance Broker referred me to Pam because he said she was the best and he was right. I have had significant medical expenses and thanks to Pam's expertise, I... read more haven't paid a dime. I highly recommend Pam for all your insurance needs.

My experience has been with Pam. She is so responsive, helpful, and knowledgeable about insurance, and what fits your needs. She's very down to earth and good at explaining what... read more can be a confusing and overwhelming subject. I highly recommend her!

Pamela and her team are the best. They do the extra work in helping my husband and I find the best Medicare supplement plans and they assist us in navigating... read more the annual changes to the Medicare Part D prescription plans. We've saved so much money! Thank you DCD Financial & Insurance Services!

Working with Medicare plans is overwhelming. I had a friend recommend Pam at DCD Insurance when I had no knowledge of where to even look. After 14 years of experience,... read more it's been great to have someone staying on top of things, and recommending coverage that suits my particular situation. I would certainly recommend DCD to anyone.

The team at DCD was professional, courteous, attentive and detailed. They addressed my health insurance needs efficiently and relieved me of stress about my coverage. I would recommend them in... read more a heartbeat!

Just WONDERFUL ......RECOMMENDED .,.. Kevin M.

Review for Pam Fugitt-Hetrick LUTCF from Dan and Judy Phillips This is a big "shout-out" for her impeccable insurance service for many years! She has always found us the best... read more deals that suit our needs to a big "T"! We encourage all our friends to avail themselves of her personal service! Sincerely, Dan and Judy

Pam's the best!

Pam and her team work diligently to get the best options for my Medicare drug plan. Annually they request information for price comparisons in November, they call at your appointment... read more time and you get to talk to a live person. I never worry about my new enrollments.

Pamela has been our "Amazing" Agent for several years now. She has always gone above and beyond being kind, friendly, helpful and very knowledgeable explaining our options thoroughly. She helps us by... read more walking us through the enrollment process of making the right choice in choosing the Medicare supplemental and drug plan that is suitable for us. We appreciate the lead time and prompt replies. My husband and I highly recommend DCD Financial & Insurance Services. Thank you SO much Pamela for always being there and looking out for us. You and you staff are exceptional??

I highly recommend Pamela and the staff at DCD Financial & Insurance Services. I approached their office for help several years ago as I tried to sift through the... read more options as a new medicare client. With their guidance I was able to design a coverage package that met my health and financial needs. Each year the office reaches out to evaluate my current needs and balance them against the current insurance options available. They even guide me through the application process. I don't know how people navigate this process without DCD. I am grateful to them.