Kimberly Mullins Bookkeeper Work Email Kimberly Profile Hi, I’m Kimberly, and I’m the bookkeeper at DCD. Tracking and recording all the pennies is where I thrive. Even though we probably won’t speak on the phone, I’m here in the background keeping the numbers in order. When I’m not here, I like to be home. I…

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Julie Hernandez Personal Lines Producer Work Email Julie Profile Hi, I’m Julie, and I’m the Personal Lines Producer/CSR at DCD Insurance. With 25 years of experience, I bring a wealth of knowledge and skills to our team as well as providing the best coverage and service to my clients. When I’m, not here I’m with…

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Michael Bencomo Health & Benefits Agent Work Email Michael View Website Profile Michael joined DCD Insurance in 2023 and has spent the past year specializing in health insurance. He works closely with our health department to help clients navigate their options and find the plans that best meet their unique needs. Whether you're looking for…

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Journey Bailie Health & Benefits Agent Work Email Journey View Website Profile I have been in the health insurance sector since 2023 and work with individuals, families, small group, and seniors with their Medicare. As a Santa Cruz local I am happy to help my community and the rest of California. In my free time…

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Leslie Downs Commercial Lines Account Manager Work Email Leslie Profile I am an account manager servicing our commercial accounts since 2019.  I have been providing support in the insurance industry since 2003. I strive to maintain a high level of professionalism on behalf of DCD and the clients I service.  I grew up in Watsonville,…

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Kristina Castillo Receptionist Work Email Kristina Profile Hello! I am the receptionist here at DCD. My role is important because I am the first point of contact, so I will always be friendly and helpful. I really enjoy working here because it allows me to interact with different people every day and we strive to…

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Mark Bardo Personal Lines Account Manager Work Email Mark Profile Hi, I’m Mark Bardo, your Personal Lines Account Manager with a strong focus on delivering clear, client-first insurance solutions.  I entered the industry as the market began shifting toward more complex, underwriting-driven challenges—especially in high-risk regions like California. Navigating those changes early on shaped my…

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Pamela Fugitt-Hetrick Health & Benefits Agent Work Email Pamela View Website Profile I have been at DCD for over 15 years. I was born and raised in Watsonville. Prior to my life in health insurance, I was a U.S. Navy Corpsman, and then worked in hospitals all over the bay area. After seeing the world…

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Robin Cabak Commercial Lines Account Manager Work Email Robin Profile Hi, I’m Robin Cabak, and I’m your Account Manager with DCD Insurance. I have worked in many aspects of our agency and now manage our commercial insurance client portfolio. Finding the best coverage for my clients is a challenge I accept! Outside of the office,…

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