About Us

At DCD Financial & Insurance Services, we deliver superior professional service to a select group of commercial and personal clients, with integrity as the cornerstone of every relationship. Established in 1938, we are a multi-line independent insurance brokerage based in Santa Cruz and proudly serve the entirety of California.

With over 85 years of experience, we consistently secure coverage and competitive premiums that are often unmatched in today’s marketplace. Our team is dedicated to providing insurance products that deliver quality protection at value-driven pricing—always tailored to meet the unique needs of our clients.

We believe in building lasting partnerships—with our clients, our staff, and the insurance carriers we represent—grounded in mutual respect and shared goals. Our success is measured by the trust our clients place in us and their confidence in our ability to exceed expectations in price, service, and experience.